Paycheck Calculator
Calculate your take-home pay after federal taxes, state taxes, Social Security, and Medicare. Supports all 50 states with accurate 2025 tax rates.
Pre-Tax Deductions (per paycheck)
Take-Home Pay
$1,484.17
per paycheck
Gross Income
$50,000.00
Net Income
$38,588.50
Your Tax Rates
Effective Federal Rate
7.92%
Marginal Federal Rate
12.0%
State Tax Rate
7.25%
FICA Rate
7.65%
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Why Use Our Paycheck Calculator?
Get accurate paycheck estimates with the most up-to-date tax rates
2025 Tax Rates
Updated with the latest federal tax brackets, standard deductions, and FICA wage bases for 2025.
All 50 States
Includes state income tax calculations for all 50 states plus Washington D.C., including states with no income tax.
Salary & Hourly
Works with annual salary or hourly wages. Easily convert between hourly and salary to compare offers.
FICA Included
Calculates Social Security (6.2%) and Medicare (1.45%) taxes, including additional Medicare tax for high earners.
Pre-Tax Deductions
Factor in 401(k) contributions, health insurance, and other pre-tax deductions to see their impact on your taxes.
Instant Results
Get real-time calculations as you type. No waiting, no forms to submit—just instant paycheck estimates.
2025 Federal Tax Brackets
Single Filers
| Income | Rate |
|---|---|
| $0 - $11,925 | 10% |
| $11,926 - $48,475 | 12% |
| $48,476 - $103,350 | 22% |
| $103,351 - $197,300 | 24% |
| $197,301 - $250,525 | 32% |
| $250,526 - $626,350 | 35% |
| $626,351+ | 37% |
Married Filing Jointly
| Income | Rate |
|---|---|
| $0 - $23,850 | 10% |
| $23,851 - $96,950 | 12% |
| $96,951 - $206,700 | 22% |
| $206,701 - $394,600 | 24% |
| $394,601 - $501,050 | 32% |
| $501,051 - $751,600 | 35% |
| $751,601+ | 37% |
2025 Standard Deductions
Single
$15,000
Married Filing Jointly
$30,000
Married Filing Separately
$15,000
Head of Household
$22,500
Frequently Asked Questions
How accurate is this paycheck calculator?
Our calculator uses 2025 federal tax brackets, FICA rates, and state tax rates. While highly accurate for estimation purposes, your actual paycheck may vary slightly based on specific employer withholding elections, local taxes, and other deductions not included here.
What taxes are included in the calculation?
The calculator includes federal income tax (using 2025 brackets), Social Security tax (6.2% up to $176,100), Medicare tax (1.45% plus 0.9% additional Medicare tax for high earners), and state income tax for all 50 states.
Why is my take-home pay lower than expected?
Your take-home pay is reduced by federal income tax, state income tax (if applicable), Social Security (6.2%), and Medicare (1.45%). These mandatory deductions typically reduce your gross pay by 20-35% depending on your income level and state.
What's the difference between gross pay and net pay?
Gross pay is your total earnings before any deductions. Net pay (or take-home pay) is what you actually receive after federal taxes, state taxes, FICA, and any pre-tax deductions like 401(k) contributions are subtracted.
How do pre-tax deductions affect my paycheck?
Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your taxable income, which means you pay less in federal and state income taxes. However, Social Security and Medicare taxes are still calculated on your gross pay.
Which states have no income tax?
Nine states have no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Residents of these states keep more of their paycheck but may have higher property or sales taxes.
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