Paystub Generator for Apartment Applications
Create professional, landlord-ready paystubs in minutes. Perfect for self-employed, freelancers, gig workers, and anyone who needs income documentation for a rental application.
2-3
Paystubs typically needed
3x
Rent income required
2 min
To create paystubs
$8.99
Starting price
What Landlords Look for on Paystubs
Our paystub generator includes all the information landlords need to verify your income:
Gross Monthly Income
Before taxes and deductions—this is what they use for the 3x rent calculation
Employer Information
Company name and address to verify legitimacy
Pay Period Dates
Recent dates showing current employment
YTD Earnings
Year-to-date totals showing income consistency
Net Pay
Your actual take-home amount
Deductions Breakdown
Taxes and other deductions itemized
The 3x Rent Rule Calculator
How Much Income Do You Need to Show?
Monthly Rent
$1,500
× 3
=
Required Income
$4,500/mo
Monthly Rent
$2,000
× 3
=
Required Income
$6,000/mo
Monthly Rent
$2,500
× 3
=
Required Income
$7,500/mo
Your paystubs should clearly show gross monthly income meeting or exceeding this threshold.
Who Uses Our Paystub Generator for Rentals?
Self-Employed
Business owners who pay themselves but don't have formal paystubs
Freelancers
1099 contractors who need to document regular income
Gig Workers
Uber, DoorDash, Instacart drivers documenting app earnings
Cash Workers
Those paid in cash who need formal income documentation
New Employees
Just started a job and don't have paystubs yet
Multiple Jobs
Workers combining income from multiple sources
How to Create Paystubs for Your Rental Application
Enter Your Information
Add your employer details (can be your business name if self-employed), personal info, and pay period dates
Add Your Income
Enter your earnings. For self-employed, use your actual income. Be accurate—landlords may verify
Choose Template
Select from 9 professional templates. All are landlord-ready and include required fields
Preview & Download
Review your paystub, then download the PDF. Multiple paystubs can be generated at once
Important: Legitimate Use Only
Our paystub generator is designed to help you document real, legitimate income. The information you enter must be accurate and truthful.
- • Only document income you actually earned
- • Do not inflate income amounts
- • Landlords may verify information with your employer or bank
- • Falsifying income documents is fraud and illegal
Ready to Apply for Your Apartment?
Create professional paystubs that landlords trust. Document your income accurately and get your rental application approved.
Frequently Asked Questions
Is it legal to create my own paystub for an apartment application?
Yes, it's legal to create paystubs that document your actual, legitimate income. Self-employed individuals, freelancers, and gig workers often need to create their own income documentation. However, the information must be truthful and accurate. Creating fake paystubs with false income information is fraud and illegal.
How many paystubs do I need for an apartment application?
Most landlords require 2-3 recent paystubs, typically from the last 30-60 days. Some may ask for the last month's worth. If you're paid weekly, that could be 4 stubs; bi-weekly would be 2 stubs. Our generator lets you create multiple paystubs at once for different pay periods.
What income do landlords need to see?
Landlords typically require your gross monthly income to be 2.5x to 3x the monthly rent. For example, for $1,500/month rent, you'd need to show $4,500/month gross income ($54,000/year). They look at gross income (before taxes), not net pay.
I'm self-employed. What should I put for employer?
For self-employed individuals, put your business name as the employer (your LLC, DBA, or 'Self-Employed'). Use your business address. If you don't have a registered business, you can use your name as a sole proprietor. Many landlords are familiar with self-employment.
Can landlords verify paystubs?
Yes, many landlords verify income through various methods: calling the employer, checking tax returns, reviewing bank statements, or using third-party verification services. This is why your paystubs must accurately reflect your real income. Never inflate numbers—it's fraud.
What if my income varies month to month?
For variable income (common for self-employed and gig workers), calculate your average monthly income over the past 3-6 months. You can also provide bank statements and tax returns to support your paystubs. Some landlords may ask for a larger security deposit if income varies.
Do I need paystubs if I have bank statements?
It depends on the landlord. Some accept bank statements alone; others specifically require paystubs. Having both strengthens your application. Paystubs provide more detail (employer info, deductions, YTD) that bank statements don't show.
What's the 3x rent rule?
The 3x rent rule means your gross monthly income should be at least 3 times the monthly rent. For $1,500 rent: $1,500 × 3 = $4,500 required monthly income. Some landlords use 2.5x. Your paystubs need to clearly show you meet this threshold.
Related Resources
Explore more paystub solutions for your specific needs
Learn exactly how many paystubs landlords require.
Complete guide to rental income verification.
Everything renters need to know about paystubs.
Income documentation for business owners.
Document Uber, DoorDash, and gig income.
Start creating your paystubs now.