When Do You Get Your W-2?

January 31st is the deadline. Learn when employers must send W-2 forms, mail delays to expect, and what to do if yours hasn't arrived.

The Answer: January 31st

Employers must send W-2 forms to employees by January 31st each year for the previous tax year. Most employers mail in mid-to-late January. Expect to receive yours between January 20th - February 10th accounting for mail delays.

W-2 Distribution Timeline

Early-Mid January: Employers Prepare W-2s

HR departments finalize year-end payroll, verify employee information, calculate tax withholdings, generate W-2 forms, and prepare for mass mailing. Large companies start mailing by January 15th-20th. Small businesses often mail January 25th-30th.

Jan 1-20

January 31st: Legal Deadline for Employers

Employers must mail or provide W-2 forms by this date. "Provided" means postmarked by January 31st (not received by you). Electronic delivery counts if employee authorized it. Employers face $50-290 penalties per form for late distribution. Most responsible employers mail by January 25th to ensure timely delivery.

Jan 31

Early February: Most W-2s Arrive in Mail

Accounting for 3-7 day mail delivery, most employees receive W-2 between February 1st-10th. Check employee portal if employer offers electronic delivery — may be available earlier. Some employers hand-deliver W-2s on last working day of January. If you haven't received by February 10th, time to take action.

Feb 1-10

February 15th: Take Action If Not Received

IRS recommends waiting until February 15th before reporting non-receipt to give mail time to arrive. After this date, contact employer directly for replacement. If employer unresponsive, call IRS at 800-829-1040 to report. IRS will contact employer on your behalf. Also request IRS wage transcript as backup.

Feb 15

April 15th: Your Tax Filing Deadline

You must file your tax return by April 15th whether or not you received W-2. Use last paystub, IRS transcript, or Form 4852 to file on time. Late filing triggers penalties of 5% monthly (up to 25%) plus interest. Missing W-2 doesn't excuse late filing. File with available information and amend later if actual W-2 shows different amounts.

Apr 15

Expected W-2 Arrival by Situation

Current Employer

Usually early - Jan 20-31. They have current address. May hand-deliver.

Former Employer

Jan 25-Feb 10. Depends on address accuracy. May mail later in window.

Electronic W-2

Jan 15-31 available online. Instant access via employee portal.

What to Do If W-2 Hasn't Arrived

Contact Employer Directly

Call HR or payroll department after February 10th if no W-2 received. Request replacement copy via email (faster) or certified mail. Confirm they have your correct current address. Ask if they offer electronic W-2 delivery through employee portal. Get estimated delivery timeframe. Most responsive employers resend within 1-3 business days.

Report to IRS After February 15th

IRS recommends waiting until February 15th before reporting non-receipt. After this date, call IRS at 800-829-1040 with: employer name, address, EIN (if known), your contact information, and dates you contacted employer. IRS will send letter to employer requiring them to provide W-2 within 10 days. IRS tracks employer compliance.

Request IRS Wage Transcript

File Form 4506-T requesting "Wage and Income Transcript" for 2024. Free service provides W-2 information IRS received from employer. Takes 5-10 business days. Instant if you have IRS online account. Contains all data needed to file taxes. Bypass unresponsive employer entirely with this method.

File Using Last Paystub

Don't wait indefinitely for missing W-2. Your final paystub contains YTD totals matching W-2 information. File your tax return using these amounts. Attach copy of paystub as documentation. IRS accepts this for meeting April 15th deadline. You can amend return later if actual W-2 shows different amounts.

Mail Delays vs Employer Fault

Distinguish between delivery delays and employer non-compliance:

Likely Mail Delay (Be Patient):

  • • It's still early February
  • • You recently moved addresses
  • • Holiday/weather delayed mail service
  • • Large employer processing thousands of W-2s
  • • International mail if working abroad

Employer Problem (Take Action):

  • • After February 15th with no arrival
  • • Employer has history of late W-2s
  • • Small disorganized company
  • • Business closed or struggling financially
  • • HR unresponsive to your inquiries

Electronic W-2 Delivery

Faster Access

Electronic W-2 delivery through employee portals is becoming standard. Available typically January 15th-31st, often earlier than paper mailing. Instant download, no mail delays. Can access from anywhere. Multiple copies easily generated.

Consent Required

Employers must get your consent before delivering W-2 electronically. You may have authorized during onboarding. Check company HR portal or payroll system (ADP, Paychex, Gusto). Even with electronic consent, employer must still provide paper copy upon request.

Common Portals

Check these systems if your employer uses them: ADP (adp.com), Paychex (paychex.com), Gusto (gusto.com), Paylocity, UKG (UltiPro), Workday, BambooHR. Log in with your employee credentials. W-2 typically in "Tax Documents" or "Year-End Forms" section.

W-2 Timing FAQs

Need Your W-2 Now?

Don't wait for unresponsive employers. Generate professional W-2 from your paystub records and file your taxes on time.